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Lending Network
Mortgage Loans in Id,Ut,Al,Ak,Az,Fl,In,Ia,Ky,La,Ma,Mi,Mn,Mo,Ne,Nm,Tn,Wa
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FHA
FHA – FHA offers 30, 25, 20 and 15 year fixed and 1 Year, 3/1 and 5/1 ARMs. Loans that meet FHA guidelines are fully insured by the FHA under the National Housing Act. Additional guidelines apply and can be viewed on the Product Profile.
Eligibility
US Citizens, Permanent and Non-Permanent Resident Aliens, Non-Occupant Co-
Borrowers - Owner Occupied Primary Residence only (Investment Property only
allowed on Streamline without an appraisal)
AVAILABLE PROGRAMS
• 15, 20, 25, and 30 Year Fixed, and 1 YR, 3/1 & 5/1 ARM’s
MINIMUM FICO
• All Purchase, R/T, or Cash out Refinance transactions minimum FICO 620;
Streamline Refinance transactions do not have a minimum FICO requirement
RATIOS
• Manual underwriting on existing properties over one year maximum ratio is
31/43%; With automated underwriting these ratios may be exceeded
Term: 30 years
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| Rates | Points | APR |
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| 5.25% | 0% | 5.431% |
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Idaho Housing and Finance
If you are a homebuyer looking for the right type of Idaho home loan and would like to receive the lowest interest rate…period, then you've come to the right place. Our loan program offers you the best loan terms and options available on both 30-year and 40-year mortgages. Review our loan programs and click below to check your eligibility for one of our below market rate loans today.
Term: 30 years
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| Rates | Points | APR |
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| 5.36% | 0% | 5.542% |
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VA
VA – VA mortgages allow 100% financing on Primary Residence for eligible veterans or survivors and are guaranteed by the Veterans Administration.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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